Gemini Express - Gemini Transportation Underwriters

EXCESS LIABILITY SELF-SERVICE PORTAL
FOR FLEETS OF 10-40 POWER UNITS

Gemini Express Overview

Gemini Express is an online Excess Liability quoting platform for fleets with 10-40 power units. Clear your own submissions and get Excess Liability indications & quotes in just minutes. Select endorsements, obtain loss runs, and process renewals all at your convenience. Limits of $1M to $4M available in most states.

Ask your broker which policy is right for you.

UMBRELLA LIABILITY – OCCURRENCE FORM

This policy form initially modeled from the traditional ISO umbrella policy form has been customized to provide more specifically targeted coverage. Written on a surplus lines basis, coverage can be modified to meet the specific needs of our policyholder.

FOLLOW FORM EXCESS LIABILITY – OCCURRENCE FORM

This policy form is more concise as the terms and conditions basically reflect the terms of the policy of the first layer (‘lead policy’). This form will follow all the terms and conditions of the lead policy unless specifically endorsed, and will respond to losses only after the limits of the lead policy have been exhausted.

STAND ALONE EXCESS LIABILITY – OCCURRENCE FORM

This excess liability policy form will respond to losses only upon a loss as specifically defined in the policy wording. The terms and conditions of this policy is stand along in nature as it does not rely on nor automatically follow any of the terms or conditions of an underlying or primary policy(ies) and typically attaches over a self-insured retention. This policy form has many valuable uses including providing a foundation of policy terms when a policyholder is a qualified self-insured by certain states.

Target Classes

Common Carriers
Contract Carriers
Truck Load Carriers
LTL Truckload Carriers
Sand & Gravel Haulers
Milk Carriers
Dry Bulk Carriers
Liquid Bulk Carriers
Chemical Haulers
Fuel Haulers
Flat-Bed Carriers
Explosives Movers
Hazmat Haulers
Private Fleets w/ DOT#
Excess Auto Buffers

EXCESS LIABILITY SELF-SERVICE PORTAL FOR FLEETS OF 10-40 POWER UNITS